If you have $350,000+ in a retirement program and:

• You’re still in a target-date fund
• Afraid of a big loss before retirement
• No one reviews your allocation regularly
• You don’t know your tax exposure
• You’re “setting it and forgetting it.”
• You may be taking more risk than you realize.

Small mistakes become expensive when balances grow.

The GPS SmartPath Retirement System is a structured oversight program designed to:

• Monitor your investments quarterly
• Adjust Risk as you approach retirement
• Coordinate taxes and income strategy
• Keep you aligned with your goals

This is not a one-time plan. It's an ongoing system.

Step 1- Assess (We analyze your current accounts, risk, fees, and tax exposure)

Step 2- Align (We build your personalized SmartPath allocation and income roadmap for the future)

Step 3- Oversee (We monitor, adjust, and review quarterly) "You're never left guessing where you stand."

If you've worked hard to build your nest egg, don't leave it on autopilot.  Let's make sure it's protected, aligned, and optimized.

Q: Is this active trading?

No. It's disciplined oversight and adjustments based off your risk tolerance and market conditions.

Q: Do I have to move my money?

Not always.  We review it first.

Q: How often do we meet?

Annually, with an advisor, you will hear from us about your portfolio on a quarterly basis.

Q: Is there a contract?

No long-term contract.  The advice is just a recommendation. No moves have to happen on your part.  Free to cancel at anytime.